Credit Samadhaan

Credit Samadhaan Crosses 700+ Kendras, Empowering Millions Across India

Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now reached over 700 Kendras in 18 states, helping thousands regain access to loans and financial opportunities. With 1,000+ happy customers, it’s more than just numbers — it’s about turning financial rejection into new beginnings.

Piyush Nagar – From Hardship to Innovation

Founder Piyush Nagar faced immense challenges early in life. Losing his father at 8, he sold ice candies and did small jobs to fund his education. Later, he became an engineer and founded Sixth Sense IT Solutions in 2009, serving 4,000+ clients worldwide.

While working with a rural fintech startup, Piyush discovered:

👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% due to poor credit scores.

Determined to make a difference, he spent 1.5 years researching and launched Credit Samadhaan, which uses AI to repair credit scores in just 45 days.

Bringing Solutions to Every Corner

Credit Samadhaan Kendras are physical centers where trained local partners guide people, repair credit, and provide financial guidance. Today, 700+ Kendras support farmers, shopkeepers, small businesses, homebuyers, and salaried professionals, while also creating local employment.

National Recognition

Credit Samadhaan has been recognized by:

  • IIM Ahmedabad, IIM Bangalore, STPI

  • Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024

  • Featured among Top 100 Startups by TGS & TiECon Vadodara

  • Featured among Top 50 Startups by Tata Social Enterprise Challenge

More Than Business

For Piyush, Credit Samadhaan is a mission to restore dignity, reduce financial stress, and prevent debt-related crises.

From selling ice candies as a child to leading a nationwide financial revolution, Piyush Nagar and Credit Samadhaan prove:

Technology with purpose doesn’t just fix credit scores — it transforms lives.